Free Checking

  • No monthly maintenance fee
  • No minimum balance requirement
  • 6 free transactions per month at non-1st State Bank ATMs
  • Unlimited transactions allowed. Transactions include checks paid, deposit tickets, checks deposited and ACH credits & debits received.

In Town Club Checking

  • Checking with interest
  • .25% discount on standard personal loan rates
  • $100 off mortgage closing cost

Personal Money Market

  • Unlimited deposits allowed
  • Unlimited withdrawals allowed if done in person or at the ATM
  • Competitive tiered interest rates
  • Minimum balance requirement: $ 5,000
  • Ability to write a limited number of checks to access your account
  • Preauthorized withdrawals, electronic transfers and checks are limited to six per month
  • $10 monthly service charge if monthly balance falls below $5,000

Savings

  • Unlimited deposits allowed
  • Unlimited withdrawals allow if done in person or at the ATM
  • Competitive tiered interest rates
  • No minimum monthly balance
  • Preauthorized withdrawals, electronic transfers and checks are limited to six per month

Certificates of Deposit

  • Competitive rates and terms
  • Maturities from 30 days to 10 years
  • Minimum balances starting at $500

HSA Checking (Health Savings Account)

  • Unlimited transactions allowed. Transactions include checks paid, deposit tickets, checks deposited and ACH credits & debits received
  • HSAs with a daily balance below $5,000, will be charged a monthly fee of $3
  • Competitive tiered interest rates.

For More Information

Visit any of our Banking Offices or please Contact Us.

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